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Does Medicare Cover Assisted Living?

Vedanth Bhartee

Writer · Reviewed by Richard Chan

Updated Jun 12, 2026

1 min read

Key Takeaways

Medicare does not cover the cost of room and board in an assisted living facility.
Medicare will continue to cover approved medical services, such as doctor visits and preventive care, for beneficiaries residing in assisted living.
Short-term stays in a skilled nursing facility may be covered by Medicare following a qualifying inpatient hospital stay of at least three days.

Transitioning to assisted living brings up complex emotional and financial questions—foremost among them: Will Medicare foot the bill? In this brief video, we untangle the often confusing rules surrounding Medicare and long-term care expenses.

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CoverRight Insurance Services Inc. represents Medicare Advantage HMO, PPO and PFFS organizations that have a Medicare contract. Enrollment depends on the plan's contract renewal.

We do not offer every plan available in your area. Currently we represent 37 organizations across the nation which offer 3,029 products. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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Does Medicare Cover Assisted Living?

Key Takeaways

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