Last Updated: January 15, 2025
At CoverRight Inc., we prioritize transparency and compliance in managing your personal information. As a healthcare insurance provider and steward of personal data, we are committed to protecting your privacy in accordance with applicable laws and best practices. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information.
We encourage you to contact us at hello@coverright.com with any questions or concerns regarding this Privacy Policy or our privacy practices.
Collection and Use of Your Personal Information
The personal information we collect and how we use it depend on your interactions with us. For example:
- Direct Collection: When you register, apply for health insurance or other products, participate in surveys, or contact us, we may collect your name, contact details, demographic information, and information about your credit, health, and finances. This information is used to process applications, provide services, and communicate with you.
- Automated Collection: Through cookies and tracking technologies, we collect information such as IP addresses, browser details, device information, and website activity. This data enables website functionality, personalization, advertising, and analytics.
- Third-Party Collection: We may receive information from marketing partners, referrals, or publicly available sources. Such data enhances our customer lists and marketing communications.
In addition to these uses, your information may support internal business functions such as analytics, service improvement, technical support, compliance monitoring, and marketing.
Sharing Your Personal Information
We share personal information under the following circumstances:
- Service Providers: To facilitate our operations, service providers may access your information to perform hosting, maintenance, marketing, or other functions. These providers are contractually bound to use your data only as directed by us.
- Affiliates and Partners: Information may be shared with subsidiaries, affiliates, and other licensed insurance providers (“Providers”) for business purposes and service offerings. Providers are required to handle your information per their privacy policies.
- Corporate Transactions: In events such as mergers, acquisitions, or asset transfers, personal information may be disclosed or transferred.
- Legal Compliance: We cooperate with law enforcement and other authorities when necessary to comply with legal obligations, enforce agreements, or protect rights and safety.
- Aggregated/De-Identified Data: Non-identifiable data may be shared with third parties for research, analytics, or marketing.
Cookies and Tracking Technologies
We use cookies, pixels, and similar technologies for various purposes, including website functionality, analytics, and advertising. Behavioral advertising may be based on inferred interests from your online activity. You can opt out of targeted ads through tools like YourAdChoices or manage cookies via browser settings. For more details, including opting out of Google Analytics, visit their opt-out page.
Your Privacy Choices
- Access and Updates: Contact hello@coverright.com to correct or update your personal information.
- Marketing Opt-Out: Unsubscribe via email links or contact us. Note that transactional communications will still be sent.
- Do Not Track: Currently, our website does not respond to “Do Not Track” signals.
- Data Deletion: to have your data removed or deleted from CoverRight’s database, please email us at hello@coverright.com. Please include your name, email, and request related to your data in the subject of the email.
Data Protection Measures
We employ industry-standard measures to protect your data, including encryption, access controls, and secure storage. However, no system can guarantee complete security.
Rights for Specific Jurisdictions
- California Privacy Rights: California residents may request details on information sharing for direct marketing purposes and exercise their rights under the California Consumer Privacy Act (CCPA). To submit a request, email hello@coverright.com.
- Global Users: Visitors from outside the U.S. acknowledge that data will be processed in accordance with U.S. laws, which may differ from local regulations.
Children’s Privacy
Our services are not intended for individuals under 13, and we do not knowingly collect information from minors.
Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these sites. Review their policies before engaging.
Policy Updates
We may update this Privacy Policy to reflect changes in practices or legal requirements. Material updates will be communicated before they take effect.
Financial Privacy Notice
As a licensed insurance entity, we adhere to the Gramm-Leach-Bliley Act and relevant state laws. Our financial privacy notice provides additional information about how we handle nonpublic personal information. In cases of conflict, the financial privacy notice governs.
Contact Information
For questions or concerns about this Privacy Policy, email us at hello@coverright.com.
