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Health Savings Accounts (HSAs) and Medicare: Know the Rules

Vedanth Bhartee

Writer · Reviewed by Richard Chan

Updated Jun 12, 2026

1 min read

No structured takeaways for this article yet.

CoverRight co-founders, Richard Chan and Thomas Ness share a few key points about how HSA accounts and Medicare interact. 

There are rules to be followed. We cover: 

  1. Steps to take with your HSA administrator before you sign up for Medicare
  2. How the funds in your HSA can and can’t be used
  3. Some key dates to keep in mind as you consider your Medicare enrollment 
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