CJ Karrer
Writer · Reviewed by Richard ChanUpdated Jun 12, 2026
1 min read
Original Medicare includes Part A (hospital insurance) and Part B (medical insurance) but excludes most prescription drug coverage.
Medicare Supplement (Medigap) plans help cover out-of-pocket costs like deductibles and copayments not paid by Original Medicare.
Medicare Advantage (Part C) plans are offered by private companies approved by Medicare and often include extra benefits like dental and vision.
If you feel completely overwhelmed while trying to decipher your healthcare options, you are far from alone—in fact, government reports show that nearly 73% of seniors find the official Medicare site deeply confusing. Between an alphabet soup of coverage parts (A, B, C, and D), fluctuating prescription drug prices, and complex private plan networks, making the wrong choice can lead to devastating financial consequences. Let's cut through this systemic madness and organize your enrollment strategy step-by-step.