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CJ Karrer
Writer · Reviewed by Richard ChanUpdated Jun 12, 2026
2 min read
Mutual of Omaha offers standardized Medicare Supplement plans, including popular options like Plan G and Plan N, to help cover Original Medicare's out-of-pocket costs.
Beneficiaries can use their Mutual of Omaha Medigap plan at any doctor or hospital nationwide that accepts Medicare assignment.
Mutual of Omaha's Medigap plans do not include Medicare Part D prescription drug coverage, requiring members to purchase a standalone drug plan.
For over a century, the name Mutual of Omaha has been synonymous with trust, stability, and enduring protection. They have spent generations delivering high-quality, reliable service to millions of Americans. Today, they leverage that massive infrastructure to provide top-tier Medicare Supplement plans designed to protect seniors from the terrifying gaps in Original Medicare coverage.
Their dominance in the market is undeniable: Mutual of Omaha currently ranks as the 2nd largest Medicare Supplement carrier in the United States.
Depending on your home state, you might encounter their Medigap policies issued under one of their highly capitalized affiliates, such as Omaha Insurance Company, United of Omaha Life Insurance Company, Omaha Supplemental Life Insurance Company, or United World Insurance Company.
Mutual of Omaha boasts a highly comprehensive portfolio of Medigap options, explicitly tailored to absorb the devastating deductibles, coinsurance, and copayments that Original Medicare ignores. Their standard lineup includes Plan A, Plan B, Plan F, Plan G, and Plan N.
Because these policies are strictly standardized by the federal government, you can rest easy knowing that the medical benefits inside a Mutual of Omaha Plan G are legally guaranteed to match any competitor's Plan G, but backed by a century of claims-paying experience.
Accessibility is one of Mutual of Omaha's greatest strengths. Their expansive Medicare Supplement network stretches from coast to coast, offering policies in nearly every state across the nation. Whether you reside in sunny California, the heart of Texas, or upstate New York, Mutual of Omaha is likely a leading option in your zip code.
When you purchase an insurance policy, you are buying a promise that the company will have the funds to pay your medical bills decades down the road. Mutual of Omaha honors that promise with exceptional financial strength, sweeping top-tier ratings across the board:
Beyond their massive cash reserves, they treat their members right. Mutual of Omaha consistently earns high marks from actual policyholders, currently holding an impressive 4 out of 5 satisfaction rating from J.D. Power.
Retiring together shouldn't mean paying double the premiums. Mutual of Omaha stands out by offering one of the most aggressive household discounts in the industry. When two individuals living in the same home enroll in a Mutual of Omaha Medigap plan, they can qualify for a premium reduction of up to an astounding 12% in certain states. This discount can translate into thousands of dollars in savings over the lifespan of your policy.