CJ Karrer
Writer · Reviewed by Richard ChanUpdated Jun 12, 2026
1 min read
Enrolling in Medicare at age 65 remains essential even if an individual plans to continue working, though rules differ depending on employer health coverage.
Delayed retirement can allow beneficiaries to defer Medicare Part B enrollment without penalties if they have creditable coverage through a current employer.
Financial planning for an extended lifespan often requires factoring in potential long-term care costs, which are generally not covered by Original Medicare.
Trying to map out a secure retirement while the global economy shifts beneath your feet is a profoundly stressful balancing act. It is entirely normal to lie awake wondering: Will I have to delay my retirement? How can I remain competitive in an increasingly unrecognizable, fast-paced labor market? To help cut through the anxiety, Bradley Schurman—Founder and CEO of the inclusive design firm The Super Age, and author of "The Super Age: Decoding Our Demographic Destiny"—offers a grounding perspective. Here, Schurman unpacks the immense structural forces silently reshaping our retirement savings, laying out objective, actionable strategies that older adults can use to adapt and thrive in this new reality.