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Richard Chan

Richard is based in New York. He is passionate about empowering consumers to take control of their health and finances. Prior to CoverRight, Richard had extensive experience working in financial services with over 8 years' experience in consumer lending and investment banking.

Biography

  • Richard has over 10 years experience in financial services across investment banking, M&A. capital markets, consumer finance, lending and insurance
  • He leads training and development for CoverRight’s team of licensed insurance agents 
  • Licensed Life & Health insurance agent in 50 states across the U.S.
  • Richard previously worked at leading investment banks across 3 continents including Goldman Sachs, Morgan Stanley, Lazard Freres & Co., and Greenhill & Co.

Expertise

  • Medicare, health insurance, life insurance, consumer lending, capital markets, macroeconomics, mergers and acquisitions.

Medicare & Personal Finance Experience

  • Richard has over 6 years in personal finance and Medicare experience
  • He has helped hundreds of customers get a Medicare plan with a consistent 5 star rating from customers on TrustPilot.
  • Prior to CoverRight, Richard was Head of Corporate Development at Credible.com, the consumer finance marketplace (student loans, personal loans, mortgages, property & casualty insurance)

Education & Qualifications

  • Bachelors of Commerce from the University of New South Wales, Australia (with Distinction)
  • Licensed Health & Life Insurance agent in: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia
  • Richard previously completed and successfully passed the FINRA Series 79 – Investment Banking Representative Exam

Articles by Richard Chan

The True Cost of Farxiga with Medicare Coverage

Updated October 6, 2024
Medicare Advantage/Medicare Part D

Farxiga is a common medication prescribed to treat conditions like diabetes, heart failure, and chronic kidney disease. Its wide use means the

More

How Medicare’s GUIDE Program Improves Dementia Care for Patients and Families

Updated October 1, 2024
Medicare Knowledge

Key Takeaways The GUIDE program offers free dementia care navigators to help families manage care and access resources. Eligible participants include Medicare

More

What Employers Need To Know About Medicare Open Enrollment

Updated September 30, 2024
Medicare Enrollment/Medicare Knowledge

Medicare open enrollment is a crucial period for both employees and employers when it comes to health insurance. As an employer, understanding the

More

Medicare Advantage Open Enrollment Period: 5 Things to Know

Updated September 26, 2024
Medicare Advantage/Medicare Enrollment

Are you currently enrolled under a Medicare Advantage (MA) plan but want to change your coverage? The good news is that for

More

Unlocking the Medicare Give Back Benefit: Saving You Money on Healthcare Costs

Updated March 18, 2024
Medicare Advantage

As a Medicare beneficiary, you may be looking for ways to reduce the cost of your healthcare. One benefit that you may

More

Understanding the Penalty for Canceling Medicare Part B

Updated March 18, 2024
Medicare Enrollment

For different reasons, Medicare beneficiaries often have questions about the financial implications of dropping Part B coverage. Most importantly, what is the

More

Does Medicare Cover Ophthalmologist Visits? A Guide for Medicare Recipients

Updated March 18, 2024
What Does Medicare Cover

The risk of developing eye-related conditions such as glaucoma, macular degeneration, and cataracts increases significantly with age. Timely and regular eye care

More

The Medicare Grocery / Food Allowance Benefit: Everything You Need to Know

Updated March 18, 2024
Medicare Advantage

Medicare Advantage plans offer a variety of additional benefits beyond what is covered by Original Medicare. One of these benefits is the

More
Comprehensive review of Allstate (National General) Medicare Supplement (Medigap) health insurance including ratings, discounts and rankings

Allstate Medicare Supplement Plans Review: Coverage Options and Discounts

Updated March 18, 2024
Medicare Carrier Reviews

Introduction to Allstate Allstate is a leading insurance company that has been in business for over 80 years. While primarily known for

More

How to Get and Use Your Medicare Flex Card

Updated March 18, 2024
Medicare Advantage

You may have seen advertisements on TV from Medicare companies touting “flex cards” that provide you money to spend on various benefits

More
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  • Medicare Resources
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