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Richard Chan

Richard is based in New York. He is passionate about empowering consumers to take control of their health and finances. Prior to CoverRight, Richard had extensive experience working in financial services with over 8 years' experience in consumer lending and investment banking.

Biography

  • Richard has over 10 years experience in financial services across investment banking, M&A. capital markets, consumer finance, lending and insurance
  • He leads training and development for CoverRight’s team of licensed insurance agents 
  • Licensed Life & Health insurance agent in 50 states across the U.S.
  • Richard previously worked at leading investment banks across 3 continents including Goldman Sachs, Morgan Stanley, Lazard Freres & Co., and Greenhill & Co.

Expertise

  • Medicare, health insurance, life insurance, consumer lending, capital markets, macroeconomics, mergers and acquisitions.

Medicare & Personal Finance Experience

  • Richard has over 6 years in personal finance and Medicare experience
  • He has helped hundreds of customers get a Medicare plan with a consistent 5 star rating from customers on TrustPilot.
  • Prior to CoverRight, Richard was Head of Corporate Development at Credible.com, the consumer finance marketplace (student loans, personal loans, mortgages, property & casualty insurance)

Education & Qualifications

  • Bachelors of Commerce from the University of New South Wales, Australia (with Distinction)
  • Licensed Health & Life Insurance agent in: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia
  • Richard previously completed and successfully passed the FINRA Series 79 – Investment Banking Representative Exam

Articles by Richard Chan

Does Medicare Cover Ophthalmologist Visits? A Guide for Medicare Recipients

Updated March 18, 2024
What Does Medicare Cover

The risk of developing eye-related conditions such as glaucoma, macular degeneration, and cataracts increases significantly with age. Timely and regular eye care

More

The Medicare Grocery / Food Allowance Benefit: Everything You Need to Know

Updated March 18, 2024
Medicare Advantage

Medicare Advantage plans offer a variety of additional benefits beyond what is covered by Original Medicare. One of these benefits is the

More
Comprehensive review of Allstate (National General) Medicare Supplement (Medigap) health insurance including ratings, discounts and rankings

Allstate Medicare Supplement Plans Review: Coverage Options and Discounts

Updated March 18, 2024
Medicare Carrier Reviews

Introduction to Allstate Allstate is a leading insurance company that has been in business for over 80 years. While primarily known for

More

How to Get and Use Your Medicare Flex Card

Updated March 18, 2024
Medicare Advantage

You may have seen advertisements on TV from Medicare companies touting “flex cards” that provide you money to spend on various benefits

More

Do you need Medicare if you have other health insurance?

Updated February 23, 2024
Medicare Enrollment

You have other health insurance so it’s logical you don’t need to sign up for Medicare – right? This can be a

More

How to Compare Medicare Supplement Plans

Updated February 23, 2024
Medicare Supplement (Medigap)

Medicare Supplement Plans, also known as Medigap Plans, are essential for providing additional coverage to Medicare beneficiaries. The challenge for many, however,

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What Does Medicare Part D Cost?

Updated February 23, 2024
Medicare Part D

If you are retiring soon, the rising cost of prescription drugs may be one of your major concerns. However, there is good

More
Medicaid Redetermination and Medicare

Are you one of the 30% of eligible people missing out on Medicare savings?

Updated February 6, 2024
Medicare Enrollment

There are many government programs designed for individuals with limited income or resources. However, over 30% of Medicare members eligible for savings

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The Biggest Mistake: Missing Your Medicare Supplement Open Enrollment Period

Updated February 6, 2024
Medicare Enrollment

So, you’ve evaluated your options.  Medicare Supplement sounds great, but it costs more than you want to pay just now – you’ll

More

Why You Shouldn’t Miss Your Medicare Initial Enrollment Period

Updated February 6, 2024
Medicare Enrollment

Some people think you can join Medicare any time after your 65th birthday, while others believe that Medicare automatically enrolls them, so

More
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