Finding Unbiased Financial Planning Help With R. Tyler End

Key Takeaways

• The federal government funds the State Health Insurance Assistance Program (SHIP), which offers free, unbiased, one-on-one Medicare counseling separate from financial planning services.

• Financial planners often factor in Medicare premiums, including potential Income-Related Monthly Adjustment Amount (IRMAA) surcharges, when calculating a retiree's long-term healthcare budget.

• Original Medicare does not pay for consultations with certified financial planners, wealth managers, or retirement advisors.