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Richard Chan

Richard is based in New York. He is passionate about empowering consumers to take control of their health and finances. Prior to CoverRight, Richard had extensive experience working in financial services with over 8 years' experience in consumer lending and investment banking.

Biography

  • Richard has over 10 years experience in financial services across investment banking, M&A. capital markets, consumer finance, lending and insurance
  • He leads training and development for CoverRight’s team of licensed insurance agents 
  • Licensed Life & Health insurance agent in 50 states across the U.S.
  • Richard previously worked at leading investment banks across 3 continents including Goldman Sachs, Morgan Stanley, Lazard Freres & Co., and Greenhill & Co.

Expertise

  • Medicare, health insurance, life insurance, consumer lending, capital markets, macroeconomics, mergers and acquisitions.

Medicare & Personal Finance Experience

  • Richard has over 6 years in personal finance and Medicare experience
  • He has helped hundreds of customers get a Medicare plan with a consistent 5 star rating from customers on TrustPilot.
  • Prior to CoverRight, Richard was Head of Corporate Development at Credible.com, the consumer finance marketplace (student loans, personal loans, mortgages, property & casualty insurance)

Education & Qualifications

  • Bachelors of Commerce from the University of New South Wales, Australia (with Distinction)
  • Licensed Health & Life Insurance agent in: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia
  • Richard previously completed and successfully passed the FINRA Series 79 – Investment Banking Representative Exam

Articles by Richard Chan

Medicare Part B Excess Charges: What Are They and Do You Need to Pay it?

Updated April 16, 2023
Medicare 101

Medicare can be confusing for many. A 2022 report from Sage Growth Partners found that very few Americans with Medicare are clear

More

What You Need to Know About Medicare Advisors and Consultants

Updated April 16, 2023
Medicare Enrollment

As individuals approach the age of 65, Medicare Advisors can provide valuable guidance on selecting the appropriate Medicare plan. These advisors are

More

Does Medicare Cover My Spouse?

Updated April 16, 2023
Medicare Enrollment/What Does Medicare Cover

If you are turning 65 soon you may be wondering whether your spouse is also covered by your Medicare plan. Unfortunately, unlike

More

Who is eligible for Medicare Dual Eligible Special Needs Plans (D-SNP)?

Updated April 16, 2023
Medicare Advantage

Medicare Dual Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan. It is designed to provide additional benefits and

More
Medicare for Dummies - free comprehensive guide to Medicare

Medicare for Dummies: A Comprehensive Guide to Understanding Your Medicare Coverage

Updated April 7, 2023
Medicare 101

Introduction to Medicare If you’re approaching the age of 65 or have a disability, you might be wondering about Medicare. Medicare is

More
Comprehensive review of Anthem Blue Cross Blue Shield (Elevance) Medicare Supplement (Medigap) health insurance including including ratings, discounts and rankings

Anthem Medicare Supplement Plans: A Comprehensive Review of Products and Ratings

Updated April 4, 2023
Medicare Carrier Reviews

Background on Anthem Anthem is the largest licensee of the Blue Cross Blue Shield brand and operates as a subsidiary of Anthem,

More

Does Medicare Cover Open Heart Surgery?

Updated April 4, 2023
What Does Medicare Cover

Open heart surgery is a complex and delicate medical procedure that involves the repair or replacement of a damaged heart valve, the

More
Comprehensive review of Aetna Medicare Supplement (Medigap) health insurance including ratings, discounts and rankings

A Comprehensive Review of Aetna Medicare Supplement Plans

Updated April 4, 2023
Medicare Carrier Reviews

Background on Aetna Aetna is a well-known health insurance company that has been providing health coverage for over 150 years. The company

More
Comprehensive review of Mutual of Omaha Medicare Supplement (Medigap) health insurance including ratings, discounts and rankings

A Comprehensive Review of Mutual of Omaha Medicare Supplement Plans

Updated April 4, 2023
Medicare Carrier Reviews

Introduction to Mutual of Omaha Mutual of Omaha is a reputable and long-standing insurance company that has been providing its customers with

More
Comprehensive review of Cigna Medicare Supplement (Medigap) health insurance including including ratings, discounts and rankings

Cigna Medicare Supplement Plans: Coverage Options and Ratings

Updated April 4, 2023
Medicare Carrier Reviews

Background on Cigna Cigna is a global health services company with over 200 years of experience in the insurance industry. They offer

More
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