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Richard Chan

Richard is based in New York. He is passionate about empowering consumers to take control of their health and finances. Prior to CoverRight, Richard had extensive experience working in financial services with over 8 years' experience in consumer lending and investment banking.

Biography

  • Richard has over 10 years experience in financial services across investment banking, M&A. capital markets, consumer finance, lending and insurance
  • He leads training and development for CoverRight’s team of licensed insurance agents 
  • Licensed Life & Health insurance agent in 50 states across the U.S.
  • Richard previously worked at leading investment banks across 3 continents including Goldman Sachs, Morgan Stanley, Lazard Freres & Co., and Greenhill & Co.

Expertise

  • Medicare, health insurance, life insurance, consumer lending, capital markets, macroeconomics, mergers and acquisitions.

Medicare & Personal Finance Experience

  • Richard has over 6 years in personal finance and Medicare experience
  • He has helped hundreds of customers get a Medicare plan with a consistent 5 star rating from customers on TrustPilot.
  • Prior to CoverRight, Richard was Head of Corporate Development at Credible.com, the consumer finance marketplace (student loans, personal loans, mortgages, property & casualty insurance)

Education & Qualifications

  • Bachelors of Commerce from the University of New South Wales, Australia (with Distinction)
  • Licensed Health & Life Insurance agent in: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia
  • Richard previously completed and successfully passed the FINRA Series 79 – Investment Banking Representative Exam

Articles by Richard Chan

Medicare Annual Notice of Change (ANOC) for 2025

Updated November 2, 2024
Medicare 101/Medicare Knowledge

The Annual Notice of Change (ANOC) informs Medicare Advantage and Part D plan members about critical changes for the coming year. Understanding

More
Medicare Caregivers

What Medicare Caregivers Need to Know

Updated November 1, 2024
Medicare Knowledge

Key Takeaways Medicare covers home health and respite care but leaves gaps in personal and long-term care. Medicare has coverage gaps, including

More
AEP vs OEP

Open Enrollment vs Annual Enrollment: Difference Between AEP and OEP

Updated November 1, 2024
Medicare Enrollment/Medicare Knowledge

Key Takeaways Medicare Annual Enrollment Period (AEP) (Oct 15 – Dec 7) lets all Medicare beneficiaries enroll in, switch, or drop Medicare

More

How to Compare Medicare Advantage plans

Updated November 1, 2024
Medicare Fast Facts

What are Medicare Advantage Plans and how do they work? This video reviews Medicare Advantage Plans: Explained. How these plans work, how

More
Medicare does not cover skin tag removal

Does Medicare Cover Skin Tag Removal?

Updated October 17, 2024
What Does Medicare Cover

Skin tags are common and benign growths that can appear on the skin’s surface. These small, soft pieces of hanging skin often

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WellCare Visa Flex Card

Where Can I Use My WellCare Flex Card?

Updated October 6, 2024
Medicare Knowledge

The Wellcare Visa Flex Card, now called the Wellcare Spendables card, offers Wellcare Medicare Advantage plan members a practical way to manage

More

The True Cost of Farxiga with Medicare Coverage

Updated October 6, 2024
Medicare Advantage/Medicare Part D

Farxiga is a common medication prescribed to treat conditions like diabetes, heart failure, and chronic kidney disease. Its wide use means the

More

How Medicare’s GUIDE Program Improves Dementia Care for Patients and Families

Updated October 1, 2024
Medicare Knowledge

Key Takeaways The GUIDE program offers free dementia care navigators to help families manage care and access resources. Eligible participants include Medicare

More

What Employers Need To Know About Medicare Open Enrollment

Updated September 30, 2024
Medicare Enrollment/Medicare Knowledge

Medicare open enrollment is a crucial period for both employees and employers when it comes to health insurance. As an employer, understanding the

More

Medicare Advantage Open Enrollment Period: 5 Things to Know

Updated September 26, 2024
Medicare Advantage/Medicare Enrollment

Are you currently enrolled under a Medicare Advantage (MA) plan but want to change your coverage? The good news is that for

More
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