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Richard Chan

Richard is based in New York. He is passionate about empowering consumers to take control of their health and finances. Prior to CoverRight, Richard had extensive experience working in financial services with over 8 years' experience in consumer lending and investment banking.

Biography

  • Richard has over 10 years experience in financial services across investment banking, M&A. capital markets, consumer finance, lending and insurance
  • He leads training and development for CoverRight’s team of licensed insurance agents 
  • Licensed Life & Health insurance agent in 50 states across the U.S.
  • Richard previously worked at leading investment banks across 3 continents including Goldman Sachs, Morgan Stanley, Lazard Freres & Co., and Greenhill & Co.

Expertise

  • Medicare, health insurance, life insurance, consumer lending, capital markets, macroeconomics, mergers and acquisitions.

Medicare & Personal Finance Experience

  • Richard has over 6 years in personal finance and Medicare experience
  • He has helped hundreds of customers get a Medicare plan with a consistent 5 star rating from customers on TrustPilot.
  • Prior to CoverRight, Richard was Head of Corporate Development at Credible.com, the consumer finance marketplace (student loans, personal loans, mortgages, property & casualty insurance)

Education & Qualifications

  • Bachelors of Commerce from the University of New South Wales, Australia (with Distinction)
  • Licensed Health & Life Insurance agent in: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia
  • Richard previously completed and successfully passed the FINRA Series 79 – Investment Banking Representative Exam

Articles by Richard Chan

Frustration over Medicare coverage of mental health

What Mental Health Care Does Medicare Cover in 2025?

Updated January 31, 2025
Medicare Knowledge/What Does Medicare Cover

Key Takeaways: Medicare Part B covers counseling for depression in both individual and group therapy sessions, making it a cost-effective option for

More

How Much Medicare Costs in 2025

Updated January 18, 2025
Compare Medicare Plans by State/Medicare 101/Medicare Knowledge

Key Takeaways Medicare is a federal program that provides health insurance to people over 65 and certain individuals under 65 with disabilities.

More

Are $0 Premium Medicare Advantage Plans Free?

Updated January 18, 2025
Medicare Advantage

Medicare Advantage plans (also known as Part C plans) are bundled ‘all-in-one’ alternatives to Original Medicare that provide the same coverage as

More

Who Is Eligible for Medicare and When?

Updated January 17, 2025
Medicare 101

Medicare is a federal government health insurance program for senior citizens and those suffering from particular diseases or disabilities. It offers essential

More

Medicare Explained: What It Is, Who Qualifies, and How to Enroll

Updated January 17, 2025
Medicare 101

When it comes to Medicare, things can quickly get confusing. What is Medicare? Am I eligible? How and when should I enroll?

More
Comprehensive review of ACE (Chubb) Medicare Supplement (Medigap) health insurance including ratings, discounts and rankings

ACE Medicare Supplement Plans: Comprehensive Coverage from a Trusted Insurance Provider

Updated December 13, 2024
Medicare Carrier Reviews

ACE Medicare Supplement, a division of ACE Property & Casualty Insurance Company and a subsidiary of Chubb Corporation, offers a range of

More

Understanding Medicare Plan N: Comprehensive Coverage for Medicare Recipients

Updated December 4, 2024
What Does Medicare Cover

Medicare Supplement or Medigap plans fill some coverage gaps under Original Medicare. Private insurance companies offer them to help beneficiaries with medical

More

Medicare Plan G: Everything You Need to Know

Updated November 23, 2024
Medicare Knowledge/Medicare Supplement (Medigap)

Considering that there are many different plans under the Medicare umbrella, it’s no surprise that the nuances of each type of Medicare

More

Medicare Plan N vs Plan G

Updated November 23, 2024
Medicare 101/Medicare Knowledge

Medicare Supplement plans, or Medigap, are becoming increasingly popular for those looking to enhance their Original Medicare coverage. Two of the most

More

Medicare Change of Address: How to Ensure Continuity of Coverage

Updated November 19, 2024
Medicare 101

Maintaining accurate and up-to-date personal information with Medicare is important to ensure continued coverage and access to essential healthcare services.  If you

More
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