Introduction to Allstate
Allstate is a leading insurance company that has been in business for over 80 years. While primarily known for their auto and home insurance policies, Allstate also offers Medicare Supplement plans to help fill the gaps in Original Medicare coverage.
Allstate’s Medicare Supplement plans are offered through National General Insurance Company, a company Allstate acquired in 2021.
Allstate Medicare Supplement Plans
Allstate offers a variety of Medicare Supplement plans, including Plan A, Plan F, Plan G, and Plan N. These plans cover a range of benefits, including deductibles, coinsurance, and excess charges.
For a comprehensive guide on how to compare different Medicare Supplement plans read this article.
Allstate Medicare Supplement Availability
Allstate’s Medicare Supplement plans are available in all states, except:
- Connecticut, Hawaii, Massachusetts, Maine, New Hampshire, New York, Rhode Island, Vermont and Washington.
The availability of specific plans may vary depending on the state in which you reside.
Allstate Insurance Ratings and Rankings
Allstate has received high ratings on its financial stability from several independent rating agencies.
- A+ rating from A.M. Best
- AA- rating from S&P
- A1 rating from Moody’s
- A+ rating from Fitch
While Allstate doesn’t have a rating from J.D. Powers specifically for its Medicare Supplement plans, the company has received high customer satisfaction ratings for its overall insurance offerings.
Allstate Medicare Household Discounts
Allstate offers multiple, ‘stackable discounts’ which can result is a savings of up to 25%.
- Roommate Household Discount – 7% : Offered to those residing with someone 50+ years of age for 1 year or more
- Dual applicant discount – 10% : When two (2) people in the same residence apply for plans at the same time (equal to 7% roommate discount plus 3% dual-applicant discount)
- Annual pay discount – 10% : Select annual payment for a 10% discount on the premium
- Activity-Tracker discount – 5% : Register your Fitbit/Apple Watch or other wearable fitness device and save 5%
Eligibility criteria and discount amounts may vary by state.
How to Purchase All State Medicare Supplement Plans
All State Medicare Supplement plans can be purchased through CoverRight, an online platform that simplifies the process of comparing and purchasing Medicare Supplement plans. Simply enter your zip code and answer a few questions about your health care needs to get started. CoverRight’s licensed agents will then step in to help guide you.
Conclusion
All State’s Medicare Supplement plans offer a range of coverage options and discounts for households. With high ratings from several independent rating agencies and the ability to purchase plans through CoverRight, All State is a strong choice for those looking for Medicare Supplement coverage.
