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CJ Karrer
Writer · Reviewed by Richard ChanUpdated Jun 12, 2026
2 min read
Aetna Medicare Supplement plans help pay for healthcare costs that Original Medicare does not cover, such as copayments and deductibles.
With an Aetna Medigap plan, you do not need a primary care physician referral to see a specialist, as long as the provider accepts Medicare.
Aetna offers household premium discounts to eligible applicants who reside with another adult or spouse.
With over 150 years of experience navigating the complexities of the American healthcare system, Aetna has cemented its legacy as an insurance powerhouse. Following its acquisition by CVS Health—one of the most dominant healthcare conglomerates on earth—Aetna has only grown stronger. Today, they deliver top-tier Medicare Supplement (Medigap) plans through a network of trusted affiliates, including American Continental Life, Accendo, and the Continental Life Insurance Company of Brentwood, Tennessee.
Due to their massive scale and highly competitive pricing, Aetna/CVS proudly holds the title as the 3rd largest Medicare Supplement carrier in the United States.
Original Medicare is plagued with coverage gaps that can leave you financially exposed. To plug those holes, Aetna offers a highly targeted lineup of standardized Medigap plans, prominently featuring Plan A, Plan B, Plan F, Plan G, Plan N, and the budget-friendly High-Deductible Plan G. These policies relentlessly absorb your out-of-pocket medical expenses, stepping in to pay the deductibles, copays, and coinsurance that you would otherwise owe. For those seeking maximum peace of mind, Plan F and Plan G offer the most robust, comprehensive shields against unexpected healthcare costs.
Aetna’s financial foundation is practically bulletproof. They consistently command stellar ratings from the industry's most rigorous independent watchdogs, proving they possess the immense cash reserves required to pay out long-term claims reliably:
Beyond their balance sheet, they excel in customer care. J.D. Power has awarded Aetna an impressive 4 out of 5 star rating for overall member satisfaction, a testament to their smooth claims processing and supportive member services.
Every dollar counts when managing retirement finances. To help families save, Aetna provides valuable household discounts specifically for individuals who reside with a spouse or qualifying family member who is also enrolled in an Aetna Medigap plan. Depending on your state's individual insurance regulations, this discount can automatically shave up to 7% off your monthly premium.